A Seller’s Dash For Cash
Keywords: merchant account, credit, credit cards, bad credit, money, problems
Today, eBay is considered to be one of the most lucrative auction sites available in the Internet. However, selling on eBay is not that easy, and the very first thing a seller should do is to find the ways on how he or she will get paid once the item is sold. And so, here are the different ways how a seller can be paid:
1. PayPal
PayPal is the most common and convenient way of sending and receiving money based on an eBay transaction. Here, the payment for the sold item is sent directly to the seller by means of an established bank account or a credit card.
2. Personal Check or Cashier’s Check
Sellers may choose this kind of option. However, the drawback of using this kind of payment method is that the seller still has to wait for a number of banking days before the check gets cleared.
3. Credit Cards
Sellers must have a merchant account to be able to accept payments from its buyers through credit cards. This is applicable only if the buyer will be paying directly to the seller. If the buyer still wants to use credit card but wants a safer transaction, he or she may opt to pay the seller through PayPal with the use of the credit card.
4. Bank to bank wire transfers
In this type of payment, the seller can be paid through a bank-to-bank transaction. Here, the buyer will transfer funds from his or her bank account to the seller’s bank account.
5. Money Orders/Bid pay
This is one of the recommended payment methods of eBay. This is considered safe because the seller or the buyer can track down the mailing address of the concerned person.
6. Escrow
This is strongly suggested for high-priced item transactions. The escrow service guarantees full protection while the transaction is not yet closed. Through this service, the seller has to wait for the confirmation that the buyer had received the product before receiving payment.
However, sellers and buyers should take extra precautions on dealing with escrow services. There are a lot of counterfeit escrow services lurking on eBay these days. It’s best to check if the escrow service was approved by eBay.
8. Cash
Sellers on eBay may receive payments through cash. However, this is a high-risk activity and offers no guaranteed protection.
8. Instant Cash Wire Transfers like western Union and Money Grams
Sellers may opt for this type of payment method. But, they should keep in mind eBay is strongly against this mode of payment and that insisting this to the buyer may result to suspension or termination of account.
Merchant Account Business runs an informative Merchant Account site that looks into all aspects of Merchant Accounts from Applications to Processing.
To find out more visit www.merchantaccountbusiness.info
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