How To Assess Fire Damage
Topics: How, To, Assess, Fire, Damage
After a fire, it is necessary for you to secure and protect your home to the best of your ability. After you have done this, it is time to assess the fire damage. It is through the evaluation of the fire damage that your insurance agent can process your claim. You can assess the fire damage yourself, but it is good to hire a professional restoration service that provides this kind of service. This will speed up the restoration of the home so that you can get back on your feet as fast as you can. So read on and you will in no time be an expert on what to do in order to assess your fire damage.
External fire damage
The outside of your home is where the fire damage assessment begins. However, you should not assess the damage until the entire lot is considered safe. If it is not safe, you should not step foot on the property. You also want to have a camera with you so that you can take photos of the fire damage. Start with the roof, the gutters, fire stained surfaces, and the chimney if there is one.
Internal fire damage
If the entire structure is considered safe, you need to start from the attic and work your way down during your fire damage assessment. Again, have a camera with you to document the damage. While in the attic, you want to look at fire damage to the floor, walls, roof, the insulation, and any ducts or vents that are burnt. Check for stains throughout the area and then move down from the attic to the rest of the house and repeat the process. Note fire damage in the bathrooms. Look at the tubs and/or showers, toilets, and sinks. You also don’t want to forget to check your basement for fire damage.
Fire damage to personal belongings
You shouldn’t check the fire damage to your personal items until you are finished assessing the structure. This is where you need to use more than your camera. You also need to construct a list of your personal belongings that have been damaged. Provide this list to your insurance agent and also try to come up with receipts for those items so that you can receive your money for them to replace them.
Just know that you need to be as thorough as possible when assessing fire damage, especially when making a list of your belongings. Make sure you’re safe during your fire damage assessment, which means to not turn on any appliances or electrical device at all. You are risking injury if you do this or even starting another fire if a current is still running through the home. They’ve also been exposed to water, so you’re risking electrocution.
So be safe and thorough when you assess your fire damage. It is important that you are as detailed as possible because if you aren’t you’re not going to get the money that you deserve for your home.
Samson Paulotti is a article writer for document and water damage. For more info go to www.therestorationresource.com
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